09 / Democratic governance

One member, one vote — where the bylaws allow.

Elections require published notice, eligibility, terms, secret ballot and independently reviewed tally. Related-party transactions require disclosure, recusal and approval.

Legal launch gates

Cooperative registration, lending permissions, SEC crowdfunding rules, NDPA, tax filings and Startup Act eligibility are not assumed by this software. Loans, investment and public equity portals are feature-flagged off.