Does membership guarantee a loan or grant?
No. Membership does not automatically guarantee project financing, employment, loans, or investment returns.
FAQ
Clear answers. No guaranteed yield.
This is a cooperative production ecosystem, not a fintech promising loans to everyone.
Are monthly contributions operating revenue?
No. They are generally an obligation to the member according to the adopted savings policy and must be separately recorded.
Who owns my GitHub repositories?
You do. NDC membership does not transfer existing ideas, repos, patents, designs or client work. Ownership depends on a signed project-specific instrument.
Can the cooperative seize my code if I leave?
No automatic seizure of repos, domains, credentials or source code when a member leaves or disputes arise.
When will lending launch?
Only after counsel opinion, any lending permissions, board/member approvals, and explicit feature flags. The product ships with loans disabled.
How are projects scored?
Six dimensions totalling 100. Suggested threshold 70/100 to reach committee discussion. IP ownership, legal compliance and solvency gates override the score.